Introduction
We are all used to shopping online, but you may not know that there are many different ways to make an online payment. There are several payment solutions on the market that will help you find the best option for your business and sell more with a secure and easy-to-use transaction. With this post, we want to guide you through the process of reviewing the best international payment gateways for your website or digital store:
- Stripe
- PayPal
- Braintree
- Ayden
- Authorize.net
- 2Checkout (Verifone)
- Amazon Pay
Stripe
Stripe is one of the most popular payment services for businesses. It's easy to see why: Stripe offers a fast, easy and secure way to accept payments from customers anywhere in the world.
Stripe also makes it easy for developers to integrate into any site or app, so developers can focus on building their product instead of worrying about how they'll get paid.
PROs | CONs |
Quick Setup | Not available in all countries |
Supports up to 135 currencies | |
Good technical support | |
Easy integration |
Stripe Fees
2.9% + 30¢ per successful card charge
+0.5% for manually entered cards starting November 10, 2022+1% for international cards
+1% if currency conversion is required
PayPal
PayPal is a global online payments system that supports online money transfers. PayPal is one of the world's largest internet payment companies, processing payments for an estimated $500 billion in transactions per year. In 2014, it was announced that PayPal had over 100 million mobile users in the United States alone, making it the most popular mobile payment app in America.
PayPal allows people to send and receive money online via bank accounts or credit cards through its payment processing function. The recipient of a PayPal fund transfer does not need to have a PayPal account or even know about that service to receive funds from another party—he or she may use Bank Account Transfer so long as the sender has previously set up this form of payment with his bank.
PROs | CONs |
Easy to use | Fees are expensive |
Widely accepted | |
Secure |
PayPal Fees
3.49% + fixed fee (based on currency)
Braintree
Braintree is a payment processor that has been around since 2007. It's owned by PayPal, so if you've used PayPal before, you're probably familiar with Braintree.
Braintree supports all kinds of payment methods, including: credit cards, debit cards, Apple Pay and Venmo. It also accepts payments from mobile apps and websites and transfers the funds directly to your bank account or PayPal account (for free).
PROs | CONs |
Easy to set up and use | Limited currencies |
Great developer tools | Only accepts credit cards at this time |
Affordable Fees |
Braintree Fees
2.59% + 49¢ per transaction
Adyen
Adyen is a global payment services provider that was founded in 2006, and it's headquartered in Amsterdam. They offer a wide range of payment processing options, including credit card processing, mobile payments, e-commerce solutions and more.
The company has over 13,000 employees worldwide and operates in more than 150 countries. It serves over 10,000 businesses globally including some of the largest companies in the world such as Spotify, Netflix, Airbnb, and Uber.
PROs | CONs |
Several payment methods | Complex pricing model |
Great technical support | |
No monthly fees |
Adyen Fees
€0.10 + fee determined by the payment method
Authorize.net
Authorize.net is one of the most popular payment gateways in the world and has more than 500,000 merchants using its platform. It provides seamless integration with all major ecommerce solutions such as Magento, Shopify and BigCommerce.
With authorize.net, merchants can accept all major credit cards—including Visa, MasterCard, and American Express—as well as debit cards and electronic checks. You can also add recurring billing features so that customers can sign up for recurring payments at any time during their subscription period.
PROs | CONs |
Advanced Fraud Protection | Serves only a few countries |
Powered by VISA | Charges a monthly fee |
Expertise |
Authorize.net Fees
$25 monthly fee
2.9% + 30¢ per transaction
2Checkout
2Checkout is a payment service that allows you to accept payments from customers in almost any country. It supports more than 130 currencies and over 200 payment methods, including credit cards, debit cards, PayPal and Apple Pay.
The main benefit of using 2Checkout is that it's easy to set up and manage. You don't need any technical knowledge to get started and there are no monthly fees or contracts—you pay only when you receive a customer payment through the service.
PROs | CONs |
Easy to setup | Expensive Fees |
Multiple payment methods | |
2Checkout Fees
2checkout offers 3 different plans with the following fees:
2Sell: 3.5% + 35¢ per successful sale
2Subscribe: 4.5% + 45¢ per successful sale
2Monetize: 6.0% + 60¢ per successful sale
Amazon Pay
Amazon Pay is a payment service offered by Amazon.com. It allows users to make payments via their Amazon account, even if they do not have a bank account or credit card.
Amazon Pay works with all major credit cards, debit cards, and prepaid cards including Visa, MasterCard, American Express and Discover. Users can also use their checking accounts or gift cards to make purchases on Amazon.
PROs | CONs |
Amazon's expertise | Serves only a few countries |
Quick and easy integration | Restrictive terms and condition |
Amazon Pay Fees
Web & mobile: 2.9% + 30¢ per successful sale
Alexa: 4% + 30¢ per successful sale
Additional 1% If you receive payment from a payment method issued outside of the U.S.Conclusion
A good payment gateway is essential for accepting payments online, and there are many options available today. Stripe and Adyen are two of the most popular options for international businesses that need a merchant account for their website. They offer easy integration with popular eCommerce platforms like Shopify, Magento, and WooCommerce; seamless checkout experiences; support for multiple currencies; fraud prevention tools such as AVS (Address Verification Service) data validation; advanced reporting features such as real-time transaction details or transaction reporting by category or customer group; and more. If you have any questions or suggestions contact us.